Ðåéòèíã ñòðàõîâûõ êîìïàíèé ïî óðîâíþ âûïëàò çà 12 ìåñÿöåâ 2008 ãîäà. Ïîêàçàòåëü "Óðîâåíü âûïëàò" îïðåäåëÿåòñÿ îòíîøåíèåì ñòðàõîâûõ âûïëàò ê ñòðàõîâûì ïëàòåæàì è îòðàæàåò ðåàëüíóþ ðîëü ñòðàõîâùèêà íà ðûíêå. Îïòèìàëüíûé óðîâåíü óáûòî÷íîñòè ïî âèäàì ñòðàõîâàíèÿ ñîñòàâëÿåò 20–50%. Õîðîøî, åñëè èìåþòñÿ íåçíà÷èòåëüíûå îòêëîíåíèÿ ïî îòäåëüíûì âèäàì (10–20% èëè 50–60%). Åñëè óðîâåíü âûïëàò ìåíüøå òî, ýòî çíà÷èò, ÷òî ñòðàõîâûå òàðèôû ñòðàõîâùèêà ëèáî çàâûøåíû, ëèáî çàòðóäíåíà ïðîöåäóðà ñòðàõîâûõ âûïëàò, ëèáî ñòðàõîâùèê çàíèìàåòñÿ âûáîðî÷íîå ñòðàõîâàíèå èëè ó÷àñòâóåò â ìèíèìèçàöèè íàëîãîîáëîæåíèÿ ñóáúåêòîâ õîçÿéñòâåííîé äåÿòåëüíîñòè. Åñëè óáûòî÷íîñòü âûøå îïòèìàëüíîé - ñòðàõîâùèê íåêâàëèôèöèðîâàííî ïîäõîäèò ê îöåíêå ðèñêîâ.
Ïîêàçàòåëü "Òåìï ðîñòà ñòðàõîâûõ âûïëàò" õàðàêòåðèçóåò ñòåïåíü óâåëè÷åíèÿ (óìåíüøåíèÿ) ñòðàõîâûõ âûïëàò ó ñòðàõîâùèêà îòíîñèòåëüíî ïðåäûäóùåãî ïåðèîäà.
| ¹ | Ñòðàõîâûå êîìïàíèè | Óðîâåíü âûïëàò çà 2008 ã., % | Óðîâåíü âûïëàò çà 2007 ã., % |
|---|---|---|---|
| 1 | ÈÍÃÎ ÓÊÐÀÈÍÀ | 91,83 | 41,61 |
| 2 | ALLIANZ ÓÊÐÀÈÍÀ | 68,58 | 50,21 |
| 3 | ÊÜÞ ÁÈÈ ÓÊÐÀÈÍÀ | 63,61 | 19,33 |
| 4 | ÏÇÓ ÓÊÐÀÈÍÀ | 62,00 | 75,35 |
| 5 | ÏÐÎÑÒÎ-ÑÒÐÀÕÓÂÀÍÍß | 61,06 | 40,46 |
| 6 | ÍÎÂÀ | 59,67 | 51,31 |
| 7 | ÄÍÈÑÒÅÐ | 57,16 | 21,26 |
| 8 | ÀÝËÈÒÀ | 56,50 | 35,64 |
| 9 | ÕÄÈ ÑÒÐÀÕÎÂÀÍÈÅ | 56,40 | 49,56 |
| 10 | ËÈÄÅÐ ÐÅ | 56,26 | 58,00 |
| 11 | ÄÆÅÍÅÐÀËÈ ÃÀÐÀÍÒ | 54,72 | 40,55 |
| 12 | ÝÒÀËÎÍ | 51,63 | 34,56 |
| 13 | VAB ÑÒÐÀÕÎÂÀÍÈÅ | 50,60 | 23,67 |
| 14 | ÍÅÔÒÅÃÀÇÑÒÐÀÕ | 50,43 | 36,50 |
| 15 | ÓÊÐÀÈÍÑÊÀß ÑÒÐÀÕÎÂÀß ÃÐÓÏÏÀ | 50,23 | 30,70 |
| 16 | ÃÐÀÂÅ ÓÊÐÀÈÍÀ (ÈÍÏÐÎ) | 49,00 | 47,81 |
| 17 | ÃÀÐÀÍÒÈß | 47,91 | 17,38 |
| 18 | ÊÐÎÍÀ | 46,95 | 44,02 |
| 19 | ÈÍÂÅÑÒÑÅÐÂÈÑ | 46,51 | 46,34 |
| 20 | ÐÅÍÅÑÀÍÑ | 45,21 | 18,71 |
| 21 | ÀËÜÔÀ-ÃÀÐÀÍÒ | 44,47 | 29,18 |
| 22 | ÎÐÀÍÒÀ-ÑÈ× | 44,12 | 35,14 |
| 23 | ÈËÜÈ×ÅÂÑÊÎÅ | 43,56 | 43,12 |
| 24 | ÅÂÐÎÏÅÉÑÊÈÉ ÑÒÐÀÕÎÂÎÉ ÀËÜßÍÑ | 43,29 | 44,94 |
| 25 | ÃÀËÀÊÒÈÊÀ | 43,28 | 28,32 |
| 26 | ÀÕÀ ÓÊÐÀÈÍÀ | 42,87 | 47,93 |
| 27 | ÈÍÒÅÐÒÐÀÍÑÏÎËÈÑ | 39,59 | 29,90 |
| 28 | ÎÐÀÍÒÀ | 39,55 | 34,62 |
| 29 | ÀÈÑ-ÏÎËÈÑ | 38,55 | 32,10 |
| 30 | ÂÅÊÑÅËÜ | 38,34 | 30,61 |
| 31 | ÃËÎÁÓÑ | 37,70 | 19,66 |
| 32 | ÀÑÊÎ-ÄÎÍÁÀÑ-ÑÅÂÅÐÍÛÉ | 37,57 | 38,00 |
| 33 | ÑÃ ÒÀÑ | 37,22 | 34,91 |
| 34 | ÑÒÐÀÕÎÂÛÅ ÒÐÀÄÈÖÈÈ | 36,50 | - |
| 35 | ÓÍÈÂÅÐÑÀËÜÍÀß | 36,24 | 34,31 |
| 36 | ÈÍÄÈÃÎ | 36,21 | 22,34 |
| 37 | UTICO (ÞÒÈÊÎ) | 35,90 | 34,51 |
| 38 | ÀÑÊÀ | 35,04 | 68,49 |
| 39 | AXA ÑÒÐÀÕÓÂÀÍÍß | 34,86 | 27,01 |
| 40 | ÂÓÑÎ | 33,87 | 26,02 |
| 41 | ÏÐÎÂÈÄÍÀ | 33,39 | 40,92 |
| 42 | ÀÂÀÍÒÅ | 33,22 | 17,85 |
| 43 | ËÅÌÌÀ | 32,24 | 25,99 |
| 44 | ÊÐÅÄÎ-ÊËÀÑÑÈÊ | 31,37 | 30,11 |
| 45 | ÀÐÑÅÍÀË-ÄÍÅÏÐ | 31,12 | 8,05 |
| 46 | ÓÊÐÀÈÍÀ | 30,66 | 11,32 |
| 47 | ÊÍ߯À | 30,64 | 17,18 |
| 48 | ÓÊÐÀÈÍÑÊÈÉ ÑÒÐÀÕÎÂÎÉ ÄÎÌ | 29,23 | 15,30 |
| 49 | ÄÍÅÏÐ | 29,20 | - |
| 50 | ÊÐÛÌÑÊÀß ÑÊ | 27,20 | 21,00 |
| 51 | ÓÊÐÀÈÍÑÊÀß ÝÊÎËÎÃÈ×ÅÑÊÀß ÑÒÐÀÕÎÂÀß ÊÎÌÏÀÍÈß | 25,28 | 20,73 |
| 52 | ÁÐÎÊÁÈÇÍÅÑ | 24,29 | 9,68 |
| 53 | ÓÊÐÀÈÍÑÊÈÅ ÐÅÇÅÐÂÛ | 23,80 | 24,20 |
| 54 | ÑÊÀÐÁÍÈÖß | 21,37 | 16,95 |
| 55 | ÄÎÁÐÎÁÓÒ | 20,95 | 11,27 |
| 56 | ÀÇÎÂ | 20,74 | 13,30 |
| 57 | ÃÀÐÀÍÒ-ÑÈÑÒÅÌÀ | 19,95 | 14,05 |
| 58 | ÏÐÎÌÛØËÅÍÍÎ ÑÒÐÀÕÎÂÎÉ ÀËÜßÍÑ | 19,37 | 30,00 |
| 59 | ÂÅËÒÀ | 17,94 | - |
| 60 | ÓÊÐÀÈÍÑÊÀß ÏÎÆÀÐÍÎ-ÑÒÐÀÕÎÂÀß ÊÎÌÏÀÍÈß | 17,50 | 11,37 |
| 61 | ÀÑÊÎ-ÌÅÄÑÅÐÂÈÑ | 16,92 | 22,35 |
| 62 | ÑÒÀÒÓÑ | 16,68 | 15,00 |
| 63 | ÐÀÐÈÒÅÒ | 16,63 | 13,68 |
| 64 | ÀÐÌÀ | 16,09 | 16,81 |
| 65 | ÀËÜÔÀ-ÑÒÐÀÕÓÂÀÍÍß | 15,62 | 2,40 |
| 66 | ÊÈÉ ÀÂÈÀ ÃÀÐÀÍÒ | 15,50 | 25,44 |
| 67 | ÊÈÅÂ ÐÅ | 15,25 | - |
| 68 | ÊÐÀÈÍÀ | 15,21 | 15,86 |
| 69 | ÇÀÕÈÄ-ÐÅÇÅÐÂ | 14,83 | 9,68 |
| 70 | ÇËÀÃÎÄÀ | 14,05 | 10,80 |
| 71 | ÑÒÐÎÉÏÎËÈÑ | 13,45 | 11,42 |
| 72 | ÎÐÀÍÒÀ-ËÓÃÀÍÜ | 12,79 | 12,91 |
| 73 | ÝÍÅÐÃÎÏÎËÈÑ | 12,46 | 15,37 |
| 74 | ÌÈÐ | 12,43 | 3,54 |
| 75 | ÑÒÎËÈÖÀ | 12,04 | 6,52 |
| 76 | ÃÎÐÎÄÑÊÀß ÑÒÐÀÕÎÂÀß ÊÎÌÏÀÍÈß | 10,66 | 16,30 |
| 77 | ÌÅÃÀ-ÏÎËÈÑ | 9,37 | - |
| 78 | ÇÃÎÄÀ | 9,10 | 2,20 |
| 79 | ÂÅÃÀ | 9,08 | 7,09 |
| 80 | ÎÑÊ ÐÅÇÅÐÂ | 8,08 | 9,40 |
| 81 | ÝÍÅÐÃÎÐÅÇÅÐÂ | 7,82 | 5,90 |
| 82 | ÑÀËÀÌÀÍÄÐÀ-ÓÊÐÀÈÍÀ | 7,42 | 19,20 |
| 83 | ÓÊÐÀÈÍÑÊÈÉ ÑÒÐÀÕÎÂÎÉ ÊÀÏÈÒÀË | 7,36 | 1,50 |
| 84 | ÎÌÅÃÀ | 7,24 | 3,66 |
| 85 | ÊÀØÒÀÍ | 6,56 | 9,47 |
| 86 | ÁÓÑÈÍ | 4,93 | 6,69 |
| 87 | ÌÅÃÀÏÎËÈÑ | 4,83 | - |
| 88 | ÄÎÁÐÎÁÓÒ ÒÀ ÇÀÕÈÑÒ | 4,72 | 10,56 |
| 89 | ÅÂÐÎÏÎËÈÑ RE | 4,62 | 6,10 |
| 90 | ÍÀÑÒÀ | 4,21 | - |
| 91 | ÐÎÊÀÄÀ | 3,95 | - |
| 92 | ÀÊÒÈÂ-ÑÒÐÀÕÎÂÀÍÈÅ | 3,89 | 12,05 |
| 93 | ÊÈÅÂÑÊÈÉ ÑÒÐÀÕÎÂÎÉ ÄÎÌ | 3,64 | 0,90 |
| 94 | ÀÊÂ ÃÀÐÀÍÒ | 3,25 | 0,36 |
| 95 | ÒÅÊÎÌ | 3,11 | 2,53 |
| 96 | ÍÀÄÅÆÍÀß | 2,96 | 5,37 |
| 97 | ÌÎÍÎÌÀÕ | 2,86 | 1,44 |
| 98 | ÊÐÅÌÅÍÜ | 2,64 | 3,88 |
| 99 | ÞÏÈÒÅÐ-Ì | 2,59 | 1,95 |
| 100 | ÎÍÈÊÑ | 2,54 | 3,41 |
| 101 | ÃÀËÈÖÊÀß | 2,26 | 1,76 |
| 102 | ÄÈÍÀÑÒÈß | 2,22 | 1,45 |
| 103 | ÎËÂÈ | 1,71 | 0,83 |
| 104 | ÑÊÀÉÄ | 1,63 | 2,43 |
| 105 | ËÅÌÌÀ ÑÈÒÈ ÑÅÐÂÅÐ | 0,57 | - |
| 106 | ÃÀÐÀÍÒ ÏÐÅÑÒÈÆ | 0,38 | 3,50 |
| 107 | ÈÍÒÅÐ | 0,13 | - |
| 108 | ÞÍÈÂÅÑ | 0,02 | - |
|   | 25,84027778 | 19,4912963 |
Äàííûå ïîäãîòîâëåíû: Óêðàèíñêèì íàó÷íî-èññëåäîâàòåëüñêèì èíñòèòóòîì "Ïðàâà è ýêîíîìè÷åñêèõ èññëåäîâàíèé".
Ïîëíàÿ âåðñèÿ: æóðíàë "Insurance Top"
Èñïîëüçîâàíèå äàííûõ: âîçìîæíî òîëüêî ïîñëå çàêëþ÷åíèÿ äîãîâîðà ñ ðåäàêöèåé æóðíàëà "Insurance Top".


